Commercial Auto Insurance in Dallas, TX
Commercial auto insurance may cover the costs of medical bills and property damage resulting from incidents ranging from minor collisions to serious accidents.
Who Needs Commercial Auto Insurance?
Commercial auto insurance is crucial for any business or individual using vehicles for work operations. This includes the following:
- Businesses that own, lease or operate vehicles for deliveries, transporting goods or traveling to jobsites
- Contractors and tradespeople who drive to various locations with tools and equipment in their vehicle
- Rideshare or delivery drivers, if personal policies don’t cover business use
- Real estate agents, consultants or sales professionals who drive regularly to meet clients
- Companies with employees who use their personal cars for business errands (they may need additional coverage called hired and non-owned auto insurance)
What Does Commercial Auto Insurance Cover?
Each state has different requirements and coverage types available, but the following are some common options available to business owners:
- Bodily injury liability may cover the other driver’s medical bills if you or your employees are at fault in an accident.
- Property damage liability may pay for repair costs if you or your employees damage another person’s property in an accident.
- Collision coverage may pay to fix or replace your business vehicle after a crash.
- Comprehensive coverage may cover damage from noncollision incidents such as fire or theft.
- Uninsured/underinsured motorist coverage may pay for your repair costs and medical expenses if the at-fault driver lacks liability coverage.
- Medical payments coverage may pay for medical and funeral expenses related to accidents.
Reliable Commercial Auto Insurance Near You
Sanchez Insurance & More Services LLC offers commercial auto insurance solutions designed to financially protect your business vehicles. Contact us today to learn more.